Investing News

If you’re looking to invest in S&P 500 stocks, but don’t have the temperament to sift through and analyze the financial fundamentals of 500 individual companies, an S&P 500 Index fund or exchange-traded fund (ETF) can help you gain exposure to all those stocks—without the grueling analysis. The S&P 500 Index tracks the largest and

Money, whether it’s represented by a shell, a metal coin, a piece of paper, or a string of code electronically mined by computer, doesn’t always have value. Its value—currently estimated at around $420 trillion—depends on the importance that people place on it as a medium of exchange, a unit of measurement, and a storehouse for

Home Equity Loan vs. HELOC: An Overview Home equity loans and home equity lines of credit (HELOCs) are loans that are secured by a borrower’s home. A borrower can take out an equity loan or credit line if they have equity in their home. Equity is the difference between what is owed on the mortgage loan and the

One of the biggest perks of homeownership is the ability to build equity over time. You can use that equity to secure low-cost funds in the form of a second mortgage—either a one-time loan or a home equity line of credit (HELOC). There are advantages and disadvantages to each of these forms of credit, so

For consumers, inflation means higher prices on goods and services, and a loss of purchasing power if their income fails to keep up. For investors, it means moving some of their money to assets that benefit from inflation or at least keep up with its pace. The following investments tend to fare well during periods

For people of a certain persuasion, it’s fun to make fun of Microsoft (MSFT). It’s outdated and occasionally bloated software. An operating system version so despised that most users refused to upgrade from its predecessor and instead waited for its replacement. A browser that once held 95% of world market share, no longer leads in

Smartphone maker Xiaomi Corp. filed for its initial public offering (IPO) in early May of 2018. The Beijing-based company, headed by co-founder and Chief Executive Officer Lei Jun, generates revenue through four primary business segments: smartphones, Internet of Things (IoT) and lifestyle products, internet services, and miscellaneous additional services and products. The company ambitiously anticipated an enterprise value of as much as $100

To some, it’s the greatest idea since price supports for agriculture: A government assumes its citizens’ healthcare choices, paying every cost and minimizing all guesswork. To others, it’s an infringement on individual human autonomy, the transference of private decisions about health to a taxpayer-funded bureaucracy.  Single-Payer Healthcare A euphemism for “government-run,” “single-payer” means that instead of every person

Chances are that you or someone you know has experienced a layoff at some point. No matter how stable and safe your career might seem, getting the so-called pink slip can happen to anyone. Indeed, the 2020 economic crisis and lockdown has been the epitome of unexpected. Nearly 21 million people were unemployed in May

In the United States, investing in real estate is a popular way to build wealth. Many people purchase homes and rent them out, earning income from the rent. In fact, individual investors own nearly 17 million rental properties today. Most investors purchase rental properties with home loans. If you own an investment property, you may

Artistgndphotography | E+ | Getty Images Company: Griffon (GFF) Business: Griffon operates through two segments. Consumer and Professional Products (“CPP”) conducts its operations through AMES. Founded in 1774, AMES is the leading North American manufacturer and a global provider of branded consumer and professional tools and products for home storage and organization, landscaping and enhancing

A Roth individual retirement account (Roth IRA) can be an excellent way to stash away money for your retirement years. Like its cousin, the traditional IRA, this type of retirement account allows your investments to grow tax free. It also lets you take tax-free withdrawals of your contributions (but not earnings) at any time. Under

When you read all those stories about the 1%—or even the top 5% or 10%—it may raise the question: How much money do you need to pull in to be in one of those groups? You’ll need at least six figures to count yourself among the nation’s top earners, according to data published by the Economic

Roth IRA vs. Traditional IRA: An Overview Individual retirement accounts (IRAs) are tax-advantaged vehicles designed for long-term savings and investment to build a nest egg for one’s post-career life. While some IRAs are available through your employer, the two most common ones are designed for investors to use on their own. The first is the

U.S. Sen. Elizabeth Warren popularized the 50/20/30 budget rule in her book, All Your Worth: The Ultimate Lifetime Money Plan. The rule is to split your after-tax income into three categories of spending: 50% on needs, 30% on wants, and 20% on savings. This intuitive and straightforward rule can help you draw up a reasonable

The Internal Revenue Service (IRS) updates tax rates, allowances, and thresholds every year. These figures are applicable to the tax law provisions that are adjusted annually for inflation. The top tax rate will continue to be 37% for returns filed by individual taxpayers for the 2021 and 2022 tax years, but the standard deduction, tax

Figuring out where to bank starts with a decision about the type of institution you want. Do you prefer a bank with brick-and-mortar branches and its own automated teller machines (ATMs) or an online-only alternative that maximizes the mobile banking experience? There are advantages to online banking: You may get a significantly better interest rate

Nike, Inc. (NYSE: NKE) is one of the world’s largest company in the textile – apparel, footwear and accessories industry. As of Sep. 16, 2022, Nike had a market capitalization of $165.6 billion. Nike first began as Blue Ribbon Sports in 1964 and became incorporated as Nike in 1971. Since its humble beginnings, when the

Selling your home can be surprisingly time-consuming and emotionally challenging. It can feel like an invasion of privacy when strangers open your closets and poke around. They will openly criticize your home and your decorating abilities, and to top it all off, they will offer you less money than you think your home is worth.

You can convert a Simplified Employee Pension (SEP) to a Roth IRA. As you may know if you already have a SEP IRA, it is just a traditional IRA that an employer or a self-employed person establishes. Except for allowable contribution amounts, it operates basically as an individual IRA does. As with any Roth IRA